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Old Tappan borough, NJ

ZIP 07675 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07675

Median Home Value
$680,600
Median Rent
$2,196
Affordability Snapshot
$187,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,372/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07675 in Old Tappan borough, NJ, a household would need roughly $187,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,372. That is roughly in line with the local median household income ($176,981). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
79.4%+21% vs US avg
x
Vacancy Rate
4.0%-62% vs US avg
x
Broadband Access
96.6%+11% vs US avg
x
4+ Bedrooms
9.2%-38% vs US avg
x
Built Pre-1939
7.1%-45% vs US avg
x
Built Post-2014
1.1%-83% vs US avg
x
Rent Burden >30%
20.3%-59% vs US avg
x
Mortgage-Free
32.4%-15% vs US avg
x
$680,600
Home Value
$2,196
Rent
1967
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.8%
  • 1-unit attached8.0%
  • 2-9 units9.4%
  • 10+ units11.7%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$680,600
Median rent$2,196
Owner-occupied79.4%
Vacant4.0%
Price-to-income3.8x
Est. income to buy$187,000