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, NJ

ZIP 07663 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07663

Median Home Value
$473,700
Median Rent
$1,822
Affordability Snapshot
$130,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,043/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07663 in NJ, a household would need roughly $130,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,043. That is roughly in line with the local median household income ($125,935). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
66.5%+2% vs US avg
x
Vacancy Rate
1.8%-82% vs US avg
x
Broadband Access
94.9%+9% vs US avg
x
4+ Bedrooms
6.8%-54% vs US avg
x
Built Pre-1939
14.4%+13% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
29.2%-41% vs US avg
x
Mortgage-Free
43.5%+14% vs US avg
x
$473,700
Home Value
$1,822
Rent
1959
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.5%
  • 1-unit attached3.3%
  • 2-9 units18.9%
  • 10+ units15.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$473,700
Median rent$1,822
Owner-occupied66.5%
Vacant1.8%
Price-to-income3.8x
Est. income to buy$130,000