US5.com
  1. Home
  2. States
  3. New Jersey
  4. ZIP 07649
  5. Housing & Real Estate
Oradell borough, NJ

ZIP 07649 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07649

Median Home Value
$702,400
Median Rent
$2,054
Affordability Snapshot
$193,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,512/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07649 in Oradell borough, NJ, a household would need roughly $193,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,512. That sits below the local median household income ($214,736), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
89.7%+37% vs US avg
x
Vacancy Rate
2.3%-78% vs US avg
x
Broadband Access
98.0%+13% vs US avg
x
4+ Bedrooms
9.3%-37% vs US avg
x
Built Pre-1939
10.3%-19% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
6.5%-87% vs US avg
x
Mortgage-Free
35.2%-8% vs US avg
x
$702,400
Home Value
$2,054
Rent
1956
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.2%
  • 1-unit attached2.4%
  • 2-9 units3.9%
  • 10+ units2.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$702,400
Median rent$2,054
Owner-occupied89.7%
Vacant2.3%
Price-to-income3.3x
Est. income to buy$193,000