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Cresskill borough, NJ

ZIP 07626 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

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Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07626

Median Home Value
$764,800
Median Rent
$2,160
Affordability Snapshot
$211,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,913/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07626 in Cresskill borough, NJ, a household would need roughly $211,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,913. That is about 22% above the local median household income ($173,293), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
80.7%+23% vs US avg
x
Vacancy Rate
3.6%-65% vs US avg
x
Broadband Access
96.9%+11% vs US avg
x
4+ Bedrooms
10.1%-32% vs US avg
x
Built Pre-1939
11.8%-8% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
22.6%-55% vs US avg
x
Mortgage-Free
34.7%-9% vs US avg
x
$764,800
Home Value
$2,160
Rent
1964
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.7%
  • 1-unit attached5.7%
  • 2-9 units3.0%
  • 10+ units11.5%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$764,800
Median rent$2,160
Owner-occupied80.7%
Vacant3.6%
Price-to-income4.4x
Est. income to buy$211,000