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Hackensack city, NJ

ZIP 07601 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07601

Median Home Value
$370,300
Median Rent
$1,680
Affordability Snapshot
$102,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,379/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07601 in Hackensack city, NJ, a household would need roughly $102,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,379. That is about 24% above the local median household income ($82,212), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
38.4%-41% vs US avg
x
Vacancy Rate
5.1%-50% vs US avg
x
Broadband Access
92.7%+6% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
7.2%-44% vs US avg
x
Built Post-2014
2.0%-71% vs US avg
x
Rent Burden >30%
25.3%-49% vs US avg
x
Mortgage-Free
31.5%-18% vs US avg
x
$370,300
Home Value
$1,680
Rent
1967
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached22.8%
  • 1-unit attached2.3%
  • 2-9 units16.9%
  • 10+ units57.9%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$370,300
Median rent$1,680
Owner-occupied38.4%
Vacant5.1%
Price-to-income4.5x
Est. income to buy$102,000