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ZIP Code 07428 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle Class

At a glance

Population
5,057
Density
N/A
Median income
$119,056
+58% vs US avg
Home value
$325,100
-7% vs US avg
Median rent
N/A
Timezone
N/A

Overview of ZIP Code 07428

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What to know about ZIP 07428

ZIP code 07428 covers ZIP 07428 with a population of about 5,057.

At a glance, the area shows median age of 42.0 versus a U.S. median of about 38.9.

It sits in the NEW YORK media market.

Income and economy in ZIP 07428

Median household income in ZIP 07428 is about $119,056 — about 58% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.8%; unemployment rate near 6.3%; 30.6% of adults with a bachelor’s degree or higher (about 3.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Manufacturing, and Professional services; about 13.9% of workers reporting work-from-home (about 1.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 07428

Median home value is about $325,100 — about 7% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 96.1% (about 30.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 07428, a household would need roughly $89,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,088. That sits below the local median household income ($119,056), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.