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Roselle Park borough, NJ

ZIP 07204 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07204

Median Home Value
$405,800
Median Rent
$1,424
Affordability Snapshot
$112,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,607/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07204 in Roselle Park borough, NJ, a household would need roughly $112,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,607. That is roughly in line with the local median household income ($104,418). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
59.6%-9% vs US avg
x
Vacancy Rate
2.5%-75% vs US avg
x
Broadband Access
94.6%+9% vs US avg
x
4+ Bedrooms
2.8%-81% vs US avg
x
Built Pre-1939
18.0%+41% vs US avg
x
Built Post-2014
0.9%-88% vs US avg
x
Rent Burden >30%
12.5%-75% vs US avg
x
Mortgage-Free
26.9%-30% vs US avg
x
$405,800
Home Value
$1,424
Rent
1952
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.9%
  • 1-unit attached1.8%
  • 2-9 units17.1%
  • 10+ units24.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$405,800
Median rent$1,424
Owner-occupied59.6%
Vacant2.5%
Price-to-income3.9x
Est. income to buy$112,000