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Woodbridge CDP, NJ

ZIP 07095 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07095

Median Home Value
$361,200
Median Rent
$1,862
Affordability Snapshot
$99,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,320/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

16.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07095 in Woodbridge CDP, NJ, a household would need roughly $99,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,320. That is roughly in line with the local median household income ($99,718). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
52.9%-19% vs US avg
x
Vacancy Rate
4.9%-52% vs US avg
x
Broadband Access
94.5%+9% vs US avg
x
4+ Bedrooms
3.9%-74% vs US avg
x
Built Pre-1939
8.9%-30% vs US avg
x
Built Post-2014
2.0%-71% vs US avg
x
Rent Burden >30%
22.6%-55% vs US avg
x
Mortgage-Free
31.4%-18% vs US avg
x
$361,200
Home Value
$1,862
Rent
1968
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached42.8%
  • 1-unit attached6.8%
  • 2-9 units18.0%
  • 10+ units32.4%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$361,200
Median rent$1,862
Owner-occupied52.9%
Vacant4.9%
Price-to-income3.6x
Est. income to buy$99,000