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Westfield town, NJ

ZIP 07090 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07090

Median Home Value
$930,500
Median Rent
$2,090
Affordability Snapshot
$256,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,977/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

37.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07090 in Westfield town, NJ, a household would need roughly $256,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,977. That is about 20% above the local median household income ($212,700), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
80.3%+23% vs US avg
x
Vacancy Rate
3.8%-63% vs US avg
x
Broadband Access
97.0%+12% vs US avg
x
4+ Bedrooms
16.7%+13% vs US avg
x
Built Pre-1939
5.7%-56% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
16.8%-66% vs US avg
x
Mortgage-Free
31.0%-19% vs US avg
x
$930,500
Home Value
$2,090
Rent
1954
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.7%
  • 1-unit attached2.5%
  • 2-9 units13.7%
  • 10+ units5.9%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$930,500
Median rent$2,090
Owner-occupied80.3%
Vacant3.8%
Price-to-income4.4x
Est. income to buy$256,000