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, NJ

ZIP 07076 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07076

Median Home Value
$696,900
Median Rent
$1,671
Affordability Snapshot
$192,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,477/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

34.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07076 in NJ, a household would need roughly $192,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,477. That is roughly in line with the local median household income ($173,564). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
81.1%+24% vs US avg
x
Vacancy Rate
3.2%-69% vs US avg
x
Broadband Access
97.3%+12% vs US avg
x
4+ Bedrooms
10.8%-27% vs US avg
x
Built Pre-1939
7.4%-42% vs US avg
x
Built Post-2014
0.7%-89% vs US avg
x
Rent Burden >30%
27.3%-45% vs US avg
x
Mortgage-Free
32.5%-15% vs US avg
x
$696,900
Home Value
$1,671
Rent
1959
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.7%
  • 1-unit attached4.6%
  • 2-9 units9.5%
  • 10+ units10.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$696,900
Median rent$1,671
Owner-occupied81.1%
Vacant3.2%
Price-to-income4.0x
Est. income to buy$192,000