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Cliffside Park borough, NJ

ZIP 07010 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 07010

Median Home Value
$577,200
Median Rent
$1,638
Affordability Snapshot
$159,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,708/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

29.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 07010 in Cliffside Park borough, NJ, a household would need roughly $159,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,708. That is about 67% above the local median household income ($94,960), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
49.8%-24% vs US avg
x
Vacancy Rate
5.4%-47% vs US avg
x
Broadband Access
91.2%+5% vs US avg
x
4+ Bedrooms
3.0%-80% vs US avg
x
Built Pre-1939
7.5%-41% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
23.4%-53% vs US avg
x
Mortgage-Free
52.0%+36% vs US avg
x
$577,200
Home Value
$1,638
Rent
1970
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached17.5%
  • 1-unit attached11.2%
  • 2-9 units35.0%
  • 10+ units35.9%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$577,200
Median rent$1,638
Owner-occupied49.8%
Vacant5.4%
Price-to-income6.1x
Est. income to buy$159,000