US5.com
  1. Home
  2. States
  3. Connecticut
  4. ZIP 06897
  5. Housing & Real Estate
Georgetown CDP, CT

ZIP 06897 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 06897

Median Home Value
$891,300
Median Rent
$1,439
Affordability Snapshot
$245,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,725/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

51.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 06897 in Georgetown CDP, CT, a household would need roughly $245,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,725. That is roughly in line with the local median household income ($227,165). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
87.8%+34% vs US avg
x
Vacancy Rate
4.2%-59% vs US avg
x
Broadband Access
97.2%+12% vs US avg
x
4+ Bedrooms
18.1%+22% vs US avg
x
Built Pre-1939
2.9%-78% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
37.0%-26% vs US avg
x
Mortgage-Free
29.3%-23% vs US avg
x
$891,300
Home Value
$1,439
Rent
1971
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.5%
  • 1-unit attached4.4%
  • 2-9 units4.2%
  • 10+ units7.8%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$891,300
Median rent$1,439
Owner-occupied87.8%
Vacant4.2%
Price-to-income3.9x
Est. income to buy$245,000