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ZIP 06856 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2016–2020 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 06856

Median Home Value
$279,800
Median Rent
$2,136
Affordability Snapshot
$77,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,797/mo PITI).

28%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

10.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 06856, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,797. That sits below the local median household income ($90,364), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
15.2%-77% vs US avg
x
Vacancy Rate
6.5%-37% vs US avg
x
Broadband Access
88.6%+2% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
3.4%-74% vs US avg
x
Built Post-2014
5.3%-22% vs US avg
x
Rent Burden >30%
8.7%-82% vs US avg
x
Mortgage-Free
32.8%-14% vs US avg
x
$279,800
Home Value
$2,136
Rent
1998
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached0.3%
  • 1-unit attached3.1%
  • 2-9 units18.5%
  • 10+ units78.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$279,800
Median rent$2,136
Owner-occupied15.2%
Vacant6.5%
Price-to-income3.1x
Est. income to buy$77,000