US5.com
  1. Home
  2. States
  3. Connecticut
  4. ZIP 06810
  5. Housing & Real Estate
Danbury city, CT

ZIP 06810 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 06810

Median Home Value
$351,400
Median Rent
$1,534
Affordability Snapshot
$97,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,257/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 06810 in Danbury city, CT, a household would need roughly $97,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,257. That is about 30% above the local median household income ($74,373), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
43.1%-34% vs US avg
x
Vacancy Rate
5.7%-45% vs US avg
x
Broadband Access
88.7%+2% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
5.7%-56% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
25.1%-50% vs US avg
x
Mortgage-Free
29.6%-22% vs US avg
x
$351,400
Home Value
$1,534
Rent
1974
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached30.0%
  • 1-unit attached13.4%
  • 2-9 units31.6%
  • 10+ units24.3%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$351,400
Median rent$1,534
Owner-occupied43.1%
Vacant5.7%
Price-to-income4.7x
Est. income to buy$97,000