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Northwest Harwinton CDP, CT

ZIP 06791 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 06791

Median Home Value
$344,900
Median Rent
$1,261
Affordability Snapshot
$95,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,216/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 06791 in Northwest Harwinton CDP, CT, a household would need roughly $95,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,216. That sits below the local median household income ($108,382), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
91.5%+40% vs US avg
x
Vacancy Rate
6.9%-33% vs US avg
x
Broadband Access
96.4%+11% vs US avg
x
4+ Bedrooms
4.4%-70% vs US avg
x
Built Pre-1939
8.6%-33% vs US avg
x
Built Post-2014
1.1%-84% vs US avg
x
Rent Burden >30%
7.1%-86% vs US avg
x
Mortgage-Free
35.3%-8% vs US avg
x
$344,900
Home Value
$1,261
Rent
1965
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.9%
  • 1-unit attached2.6%
  • 2-9 units3.5%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$344,900
Median rent$1,261
Owner-occupied91.5%
Vacant6.9%
Price-to-income3.2x
Est. income to buy$95,000