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New Haven city, CT

ZIP 06510 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 06510

Median Home Value
$495,500
Median Rent
$1,862
Affordability Snapshot
$136,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,183/mo PITI).

35%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

7.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

22.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 06510 in New Haven city, CT, a household would need roughly $136,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,183. That is about 114% above the local median household income ($63,598), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
6.0%-91% vs US avg
x
Vacancy Rate
14.3%+38% vs US avg
x
Broadband Access
94.4%+8% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
5.0%-61% vs US avg
x
Built Post-2014
3.6%-48% vs US avg
x
Rent Burden >30%
23.2%-53% vs US avg
x
Mortgage-Free
47.4%+24% vs US avg
x
$495,500
Home Value
$1,862
Rent
1976
Year Built
2020
Moved In

Residents have lived here since ~2020 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached0.4%
  • 1-unit attached2.1%
  • 2-9 units9.2%
  • 10+ units88.4%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$495,500
Median rent$1,862
Owner-occupied6.0%
Vacant14.3%
Price-to-income7.8x
Est. income to buy$136,000