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, CT

ZIP 06478 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 06478

Median Home Value
$454,900
Median Rent
$1,199
Affordability Snapshot
$125,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,922/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

31.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 06478 in CT, a household would need roughly $125,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,922. That is roughly in line with the local median household income ($125,563). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
91.1%+39% vs US avg
x
Vacancy Rate
3.2%-69% vs US avg
x
Broadband Access
96.7%+11% vs US avg
x
4+ Bedrooms
2.0%-86% vs US avg
x
Built Pre-1939
5.4%-58% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
12.6%-75% vs US avg
x
Mortgage-Free
29.5%-23% vs US avg
x
$454,900
Home Value
$1,199
Rent
1986
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.0%
  • 1-unit attached7.1%
  • 2-9 units3.4%
  • 10+ units0.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$454,900
Median rent$1,199
Owner-occupied91.1%
Vacant3.2%
Price-to-income3.6x
Est. income to buy$125,000