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Old Saybrook Center CDP, CT

ZIP 06475 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 06475

Median Home Value
$479,100
Median Rent
$1,507
Affordability Snapshot
$132,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,078/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 06475 in Old Saybrook Center CDP, CT, a household would need roughly $132,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,078. That is roughly in line with the local median household income ($119,500). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.4%+31% vs US avg
x
Vacancy Rate
25.5%+147% vs US avg
x
Broadband Access
93.2%+7% vs US avg
x
4+ Bedrooms
6.0%-60% vs US avg
x
Built Pre-1939
3.8%-70% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
24.3%-51% vs US avg
x
Mortgage-Free
46.0%+20% vs US avg
x
$479,100
Home Value
$1,507
Rent
1967
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.3%
  • 1-unit attached4.2%
  • 2-9 units5.8%
  • 10+ units2.7%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$479,100
Median rent$1,507
Owner-occupied85.4%
Vacant25.5%
Price-to-income4.0x
Est. income to buy$132,000