ZIP Code 06418 — Derby city, CT Demographics & Data

ZIP code 06418 covers Derby, CT in New Haven County with a population of about 12,150.

At a glance, the area shows median age of 46.4 versus a U.S. median of about 38.9.

It sits in telephone area codes 203, 475; U.S. House district CT-3; the HARTFORD & NEW HAVEN media market.

Median household income in ZIP 06418 is about $75,718 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.4%; unemployment rate near 7.1%; 33.0% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Manufacturing; about 15.5% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $243,500 — about 30% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,247 (about 7% above the U.S. median rent ($1,163)), and owner-occupancy near 61.9% (about 3.5 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 06418 in Derby, CT, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,564. That sits below the local median household income ($75,718), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate normals for Derby city, CT show little to no average snow and around 52.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 671 for ZIP 06418 (Derby city, CT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.