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Hartford city, CT

ZIP 06114 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 06114

Median Home Value
$228,300
Median Rent
$1,030
Affordability Snapshot
$63,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,467/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 06114 in Hartford city, CT, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,467. That is about 32% above the local median household income ($47,905), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
36.0%-45% vs US avg
x
Vacancy Rate
12.1%+18% vs US avg
x
Broadband Access
86.7%-0% vs US avg
x
4+ Bedrooms
1.7%-88% vs US avg
x
Built Pre-1939
6.7%-48% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
29.9%-40% vs US avg
x
Mortgage-Free
29.1%-24% vs US avg
x
$228,300
Home Value
$1,030
Rent
1941
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached19.3%
  • 1-unit attached5.0%
  • 2-9 units60.7%
  • 10+ units14.3%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$228,300
Median rent$1,030
Owner-occupied36.0%
Vacant12.1%
Price-to-income4.8x
Est. income to buy$63,000