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ZIP 05849
Housing & Real Estate

ZIP 05849 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 05849

Median Home Value

$251,500

Median Rent

$815

Affordability Snapshot

$69,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,616/mo PITI).

15%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.7 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 05849, a household would need roughly $69,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,616. That is roughly in line with the local median household income ($65,392). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel

Housing Metrics

Owner Occupied

89.0%+36% vs US avg

Vacancy Rate

2.0%-81% vs US avg

Broadband Access

81.1%-7% vs US avg

4+ Bedrooms

6.9%-53% vs US avg

Built Pre-1939

0.0%

Built Post-2014

0.0%

Rent Burden >30%

35.7%-28% vs US avg

Mortgage-Free

51.2%+34% vs US avg

$251,500

Home Value

$815

Rent

1981

Year Built

2007

Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached82.3%
1-unit attached0.0%
2-9 units10.7%
10+ units0.0%
Mobile home & other7.0%

ZIP 05849 — Housing & Real Estate

Housing & Real Estate in ZIP Code 05849

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