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Wardsboro CDP, VT

ZIP 05355 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 05355

Median Home Value
$278,800
Median Rent
$850
Affordability Snapshot
$77,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,791/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 05355 in Wardsboro CDP, VT, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,791. That is roughly in line with the local median household income ($76,406). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 59% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
96.7%+48% vs US avg
x
Vacancy Rate
59.2%+475% vs US avg
x
Broadband Access
87.5%+1% vs US avg
x
4+ Bedrooms
5.1%-65% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
34.5%-10% vs US avg
x
$278,800
Home Value
$850
Rent
1976
Year Built
2005
Moved In

Residents have lived here since ~2005 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached93.0%
  • 1-unit attached0.7%
  • 2-9 units1.7%
  • 10+ units0.0%
  • Mobile home & other4.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$278,800
Median rent$850
Owner-occupied96.7%
Vacant59.2%
Price-to-income3.6x
Est. income to buy$77,000