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Newfane village, VT

ZIP 05345 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 05345

Median Home Value
$253,300
Median Rent
$1,090
Affordability Snapshot
$70,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,627/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 05345 in Newfane village, VT, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,627. That is roughly in line with the local median household income ($66,397). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 31% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.2%+21% vs US avg
x
Vacancy Rate
30.6%+197% vs US avg
x
Broadband Access
85.8%-1% vs US avg
x
4+ Bedrooms
5.1%-66% vs US avg
x
Built Pre-1939
4.5%-65% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
6.9%-86% vs US avg
x
Mortgage-Free
35.3%-8% vs US avg
x
$253,300
Home Value
$1,090
Rent
1970
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.9%
  • 1-unit attached1.0%
  • 2-9 units3.7%
  • 10+ units0.0%
  • Mobile home & other4.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$253,300
Median rent$1,090
Owner-occupied79.2%
Vacant30.6%
Price-to-income3.8x
Est. income to buy$70,000