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, ME

ZIP 04989 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 04989

Median Home Value
$217,900
Median Rent
$740
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,400/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 04989 in ME, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,400. That sits below the local median household income ($74,828), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
83.4%+28% vs US avg
x
Vacancy Rate
12.7%+23% vs US avg
x
Broadband Access
91.4%+5% vs US avg
x
4+ Bedrooms
7.8%-47% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
23.5%-53% vs US avg
x
Mortgage-Free
45.0%+18% vs US avg
x
$217,900
Home Value
$740
Rent
1986
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.4%
  • 1-unit attached1.5%
  • 2-9 units7.4%
  • 10+ units0.9%
  • Mobile home & other21.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$217,900
Median rent$740
Owner-occupied83.4%
Vacant12.7%
Price-to-income2.9x
Est. income to buy$60,000