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Searsport CDP, ME

ZIP 04974 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 04974

Median Home Value
$242,200
Median Rent
$869
Affordability Snapshot
$67,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,556/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 04974 in Searsport CDP, ME, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,556. That is roughly in line with the local median household income ($61,283). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
64.8%-1% vs US avg
x
Vacancy Rate
20.6%+100% vs US avg
x
Broadband Access
76.3%-12% vs US avg
x
4+ Bedrooms
1.7%-89% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
4.0%-92% vs US avg
x
Mortgage-Free
48.5%+27% vs US avg
x
$242,200
Home Value
$869
Rent
1976
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.1%
  • 1-unit attached3.3%
  • 2-9 units9.1%
  • 10+ units2.2%
  • Mobile home & other16.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$242,200
Median rent$869
Owner-occupied64.8%
Vacant20.6%
Price-to-income4.0x
Est. income to buy$67,000