ZIP Code 04938 — Farmington CDP, ME Demographics & Data

ZIP code 04938 covers Farmington, ME in Franklin County with a population of about 10,368.

At a glance, the area shows median age of 41.0 versus a U.S. median of about 38.9.

It sits in telephone area code 207; U.S. House district ME-2; the PORTLAND - AUBURN media market.

Farmington, ME sits in a university / college context (near university of maine at farmington (2.2 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 04938 is about $54,281 — about 28% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.0%; unemployment rate near 3.7%; 33.2% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Retail trade; about 17.6% of workers reporting work-from-home (about 2.4 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $169,300 — about 51% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $774 (about 33% below the U.S. median rent ($1,163)), and owner-occupancy near 62.8% (about 2.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 04938 in Farmington, ME, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,088. That sits below the local median household income ($54,281), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Farmington CDP, ME as Relatively Low (composite score 43.6), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (80.9) and flood (53.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Farmington CDP, ME show little to no average snow and around 49.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 470 for ZIP 04938 (Farmington CDP, ME) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.