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, ME

ZIP 04774 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 04774

Median Home Value
$91,700
Median Rent
$491
Affordability Snapshot
$25,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$589/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 04774 in ME, a household would need roughly $25,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $589. That sits below the local median household income ($35,481), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 45% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.6%+25% vs US avg
x
Vacancy Rate
45.1%+338% vs US avg
x
Broadband Access
74.6%-14% vs US avg
x
4+ Bedrooms
2.9%-81% vs US avg
x
Built Pre-1939
5.8%-55% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
11.1%-78% vs US avg
x
Mortgage-Free
54.3%+42% vs US avg
x
$91,700
Home Value
$491
Rent
1972
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.6%
  • 1-unit attached0.2%
  • 2-9 units10.2%
  • 10+ units0.0%
  • Mobile home & other9.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$91,700
Median rent$491
Owner-occupied81.6%
Vacant45.1%
Price-to-income2.6x
Est. income to buy$25,000