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Lubec CDP, ME

ZIP 04652 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 04652

Median Home Value
$182,500
Median Rent
$438
Affordability Snapshot
$50,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,172/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

34.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 04652 in Lubec CDP, ME, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,172. That sits below the local median household income ($58,125), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 44% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.0%+24% vs US avg
x
Vacancy Rate
44.0%+327% vs US avg
x
Broadband Access
78.2%-10% vs US avg
x
4+ Bedrooms
7.1%-52% vs US avg
x
Built Pre-1939
6.0%-53% vs US avg
x
Built Post-2014
1.3%-81% vs US avg
x
Rent Burden >30%
13.7%-72% vs US avg
x
Mortgage-Free
60.5%+59% vs US avg
x
$182,500
Home Value
$438
Rent
1956
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.6%
  • 1-unit attached0.0%
  • 2-9 units4.8%
  • 10+ units1.2%
  • Mobile home & other13.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$182,500
Median rent$438
Owner-occupied81.0%
Vacant44.0%
Price-to-income3.1x
Est. income to buy$50,000