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, ME

ZIP 04562 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 04562

Median Home Value
$335,400
Median Rent
$446
Affordability Snapshot
$92,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,155/mo PITI).

5%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

62.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 04562 in ME, a household would need roughly $92,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,155. That sits below the local median household income ($102,446), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 46% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.0%+22% vs US avg
x
Vacancy Rate
46.2%+349% vs US avg
x
Broadband Access
90.2%+4% vs US avg
x
4+ Bedrooms
3.2%-78% vs US avg
x
Built Pre-1939
5.8%-54% vs US avg
x
Built Post-2014
2.2%-68% vs US avg
x
Rent Burden >30%
13.2%-73% vs US avg
x
Mortgage-Free
39.4%+3% vs US avg
x
$335,400
Home Value
$446
Rent
1986
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached86.3%
  • 1-unit attached0.7%
  • 2-9 units2.1%
  • 10+ units0.0%
  • Mobile home & other10.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$335,400
Median rent$446
Owner-occupied80.0%
Vacant46.2%
Price-to-income3.3x
Est. income to buy$92,000