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Lincoln CDP, ME

ZIP 04457 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 04457

Median Home Value
$126,100
Median Rent
$627
Affordability Snapshot
$35,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$810/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 04457 in Lincoln CDP, ME, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $810. That sits below the local median household income ($51,403), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.9%+15% vs US avg
x
Vacancy Rate
21.5%+109% vs US avg
x
Broadband Access
80.3%-8% vs US avg
x
4+ Bedrooms
3.9%-73% vs US avg
x
Built Pre-1939
3.8%-71% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
28.0%-44% vs US avg
x
Mortgage-Free
60.0%+57% vs US avg
x
$126,100
Home Value
$627
Rent
1981
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.1%
  • 1-unit attached0.1%
  • 2-9 units4.8%
  • 10+ units9.5%
  • Mobile home & other9.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$126,100
Median rent$627
Owner-occupied74.9%
Vacant21.5%
Price-to-income2.5x
Est. income to buy$35,000