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, ME

ZIP 04450 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 04450

Median Home Value
$155,300
Median Rent
$802
Affordability Snapshot
$43,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$998/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 04450 in ME, a household would need roughly $43,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $998. That sits below the local median household income ($77,917), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
76.5%+17% vs US avg
x
Vacancy Rate
9.3%-10% vs US avg
x
Broadband Access
91.6%+5% vs US avg
x
4+ Bedrooms
3.5%-76% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
2.0%-70% vs US avg
x
Rent Burden >30%
14.8%-70% vs US avg
x
Mortgage-Free
42.5%+11% vs US avg
x
$155,300
Home Value
$802
Rent
1991
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.6%
  • 1-unit attached2.0%
  • 2-9 units5.6%
  • 10+ units2.0%
  • Mobile home & other28.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$155,300
Median rent$802
Owner-occupied76.5%
Vacant9.3%
Price-to-income2.0x
Est. income to buy$43,000