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, ME

ZIP 04427 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 04427

Median Home Value
$123,500
Median Rent
$611
Affordability Snapshot
$34,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$793/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 04427 in ME, a household would need roughly $34,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $793. That sits below the local median household income ($60,612), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.6%+25% vs US avg
x
Vacancy Rate
10.8%+5% vs US avg
x
Broadband Access
84.8%-3% vs US avg
x
4+ Bedrooms
5.4%-63% vs US avg
x
Built Pre-1939
2.2%-83% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
9.0%-82% vs US avg
x
Mortgage-Free
52.2%+37% vs US avg
x
$123,500
Home Value
$611
Rent
1987
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached52.8%
  • 1-unit attached0.8%
  • 2-9 units5.6%
  • 10+ units0.6%
  • Mobile home & other40.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$123,500
Median rent$611
Owner-occupied81.6%
Vacant10.8%
Price-to-income2.0x
Est. income to buy$34,000