ZIP Code 04412 — Brewer city, ME Demographics & Data

ZIP code 04412 covers Brewer, ME in Penobscot County with a population of about 9,654.

At a glance, the area shows median age of 40.6 versus a U.S. median of about 38.9.

It sits in telephone area code 207; U.S. House district ME-2; the BANGOR media market.

Brewer, ME sits in a university / college context (near beal university (2.5 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 04412 is about $51,490 — about 31% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.2%; unemployment rate near 2.2%; 30.5% of adults with a bachelor’s degree or higher (about 3.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Education; about 6.3% of workers reporting work-from-home (about 8.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $218,100 — about 37% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $910 (about 22% below the U.S. median rent ($1,163)), and owner-occupancy near 56.0% (about 9.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 04412 in Brewer, ME, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,401. That is about 17% above the local median household income ($51,490), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Brewer city, ME as Relatively Low (composite score 78.0), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (86.7) and flood (83.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Brewer city, ME show little to no average snow and around 41.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 438 for ZIP 04412 (Brewer city, ME) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.