ZIP Code 04357 — Richmond CDP, ME Demographics & Data

ZIP code 04357 covers Richmond, ME in Sagadahoc County with a population of about 3,555.

At a glance, the area shows median age of 37.6 (near the U.S. median).

It sits in telephone area code 207; U.S. House district ME-1; the PORTLAND - AUBURN media market.

Median household income in ZIP 04357 is about $66,667 — about 11% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.9%; unemployment rate near 3.1%; 29.1% of adults with a bachelor’s degree or higher (about 4.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Manufacturing; about 10.6% of workers reporting work-from-home (about 4.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $246,900 — about 29% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $848 (about 27% below the U.S. median rent ($1,163)), and owner-occupancy near 72.2% (about 6.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 04357 in Richmond, ME, a household would need roughly $68,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,586. That is roughly in line with the local median household income ($66,667). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Richmond CDP, ME as Very Low (composite score 23.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (77.9) and flood (26.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Richmond CDP, ME show little to no average snow and around 47.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 161 for ZIP 04357 (Richmond CDP, ME) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.