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Augusta city, ME

ZIP 04330 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 04330

Median Home Value
$197,600
Median Rent
$805
Affordability Snapshot
$54,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,269/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 04330 in Augusta city, ME, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,269. That is roughly in line with the local median household income ($55,158). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
63.5%-3% vs US avg
x
Vacancy Rate
7.4%-28% vs US avg
x
Broadband Access
89.0%+2% vs US avg
x
4+ Bedrooms
3.2%-78% vs US avg
x
Built Pre-1939
6.6%-49% vs US avg
x
Built Post-2014
0.9%-86% vs US avg
x
Rent Burden >30%
16.4%-67% vs US avg
x
Mortgage-Free
37.8%-1% vs US avg
x
$197,600
Home Value
$805
Rent
1972
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.3%
  • 1-unit attached0.8%
  • 2-9 units20.4%
  • 10+ units11.8%
  • Mobile home & other6.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$197,600
Median rent$805
Owner-occupied63.5%
Vacant7.4%
Price-to-income3.6x
Est. income to buy$54,000