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Rumford CDP, ME

ZIP 04276 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 04276

Median Home Value
$119,400
Median Rent
$532
Affordability Snapshot
$33,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$767/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 04276 in Rumford CDP, ME, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $767. That sits below the local median household income ($39,522), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
64.3%-2% vs US avg
x
Vacancy Rate
25.1%+143% vs US avg
x
Broadband Access
78.7%-10% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
13.5%+6% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
25.0%-50% vs US avg
x
Mortgage-Free
50.2%+31% vs US avg
x
$119,400
Home Value
$532
Rent
1947
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.1%
  • 1-unit attached1.5%
  • 2-9 units29.6%
  • 10+ units7.1%
  • Mobile home & other6.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$119,400
Median rent$532
Owner-occupied64.3%
Vacant25.1%
Price-to-income3.0x
Est. income to buy$33,000