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, ME

ZIP 04265 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 04265

Median Home Value
$163,900
Median Rent
$1,175
Affordability Snapshot
$45,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,053/mo PITI).

32%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

11.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 04265 in ME, a household would need roughly $45,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,053. That is roughly in line with the local median household income ($43,712). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.9%+34% vs US avg
x
Vacancy Rate
12.2%+19% vs US avg
x
Broadband Access
74.0%-15% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
19.5%-61% vs US avg
x
Mortgage-Free
66.3%+74% vs US avg
x
$163,900
Home Value
$1,175
Rent
1984
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.1%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other37.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$163,900
Median rent$1,175
Owner-occupied87.9%
Vacant12.2%
Price-to-income3.7x
Est. income to buy$45,000