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Falmouth CDP, ME

ZIP 04105 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 04105

Median Home Value
$669,500
Median Rent
$1,907
Affordability Snapshot
$184,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,301/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

29.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 04105 in Falmouth CDP, ME, a household would need roughly $184,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,301. That is about 40% above the local median household income ($131,833), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
85.1%+30% vs US avg
x
Vacancy Rate
6.1%-41% vs US avg
x
Broadband Access
93.6%+8% vs US avg
x
4+ Bedrooms
7.9%-46% vs US avg
x
Built Pre-1939
6.5%-49% vs US avg
x
Built Post-2014
1.8%-73% vs US avg
x
Rent Burden >30%
18.2%-63% vs US avg
x
Mortgage-Free
44.6%+17% vs US avg
x
$669,500
Home Value
$1,907
Rent
1983
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.3%
  • 1-unit attached8.9%
  • 2-9 units5.9%
  • 10+ units4.0%
  • Mobile home & other0.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$669,500
Median rent$1,907
Owner-occupied85.1%
Vacant6.1%
Price-to-income5.1x
Est. income to buy$184,000