ZIP Code 04021 — Cumberland Center CDP, ME Demographics & Data

ZIP code 04021 covers Cumberland Center, ME in Cumberland County with a population of about 6,629.

At a glance, the area shows median age of 38.9 (near the U.S. median).

It sits in telephone area code 207; U.S. House district ME-1; the PORTLAND - AUBURN media market.

Cumberland Center, ME aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 04021 is about $145,833 — about 94% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.8%; unemployment rate near 2.8%; 69.6% of adults with a bachelor’s degree or higher (about 35.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Healthcare, and Education; about 26.1% of workers reporting work-from-home (about 10.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $506,800 — about 46% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 93.4% (about 28.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 04021 in Cumberland Center, ME, a household would need roughly $140,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,256. That is roughly in line with the local median household income ($145,833). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cumberland Center CDP, ME as Relatively Low (composite score 77.0), which is elevated versus much of the country. The strongest component scores on US5 are hurricane (90.7) and flood (72.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cumberland Center CDP, ME show little to no average snow and around 50.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 301 for ZIP 04021 (Cumberland Center CDP, ME) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.