US5.com
  1. Home
  2. States
  3. Maine
  4. ZIP 04003
  5. Housing & Real Estate
, ME

ZIP 04003 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 04003

Median Home Value
$625,000
Median Rent
N/A
Affordability Snapshot
$172,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,015/mo PITI).

8.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

To comfortably buy a median-priced home in ZIP 04003 in ME, a household would need roughly $172,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,015. That is about 141% above the local median household income ($71,250), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 85% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
69.8%+7% vs US avg
x
Vacancy Rate
85.0%+726% vs US avg
x
Broadband Access
100.0%+15% vs US avg
x
4+ Bedrooms
8.2%-45% vs US avg
x
Built Pre-1939
4.2%-67% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
43.2%+13% vs US avg
x
$625,000
Home Value
N/A
Rent
1965
Year Built
1998
Moved In

Residents have lived here since ~1998 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.1%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other24.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$625,000
Median rent$-666,666,666
Owner-occupied69.8%
Vacant85.0%
Price-to-income8.8x
Est. income to buy$172,000