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ZIP 03896
Housing & Real Estate

ZIP 03896 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 03896

Median Home Value

$295,400

Median Rent

$956

Affordability Snapshot

$81,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,898/mo PITI).

15%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.7 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 03896, a household would need roughly $81,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,898. That is roughly in line with the local median household income ($78,838). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 32% — check local market conditions.

Heating Fuel

Housing Metrics

Owner Occupied

72.0%+10% vs US avg

Vacancy Rate

32.1%+212% vs US avg

Broadband Access

85.9%-1% vs US avg

4+ Bedrooms

3.9%-74% vs US avg

Built Pre-1939

4.1%-68% vs US avg

Built Post-2014

2.2%-68% vs US avg

Rent Burden >30%

2.3%-95% vs US avg

Mortgage-Free

65.2%+71% vs US avg

$295,400

Home Value

$956

Rent

1984

Year Built

2014

Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached78.3%
1-unit attached4.7%
2-9 units7.7%
10+ units1.4%
Mobile home & other7.9%

ZIP 03896 — Housing & Real Estate

Housing & Real Estate in ZIP Code 03896

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