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Wolfeboro CDP, NH

ZIP 03894 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 03894

Median Home Value
$435,300
Median Rent
$964
Affordability Snapshot
$120,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,796/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

37.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 03894 in Wolfeboro CDP, NH, a household would need roughly $120,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,796. That is about 42% above the local median household income ($84,660), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 37% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.2%+17% vs US avg
x
Vacancy Rate
37.3%+262% vs US avg
x
Broadband Access
90.7%+4% vs US avg
x
4+ Bedrooms
5.5%-63% vs US avg
x
Built Pre-1939
3.2%-75% vs US avg
x
Built Post-2014
1.1%-83% vs US avg
x
Rent Burden >30%
1.5%-97% vs US avg
x
Mortgage-Free
53.3%+39% vs US avg
x
$435,300
Home Value
$964
Rent
1983
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.0%
  • 1-unit attached3.2%
  • 2-9 units8.9%
  • 10+ units2.2%
  • Mobile home & other4.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$435,300
Median rent$964
Owner-occupied76.2%
Vacant37.3%
Price-to-income5.1x
Est. income to buy$120,000