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Seabrook Beach CDP, NH

ZIP 03874 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 03874

Median Home Value
$435,100
Median Rent
$1,311
Affordability Snapshot
$120,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,795/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

27.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 03874 in Seabrook Beach CDP, NH, a household would need roughly $120,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,795. That is about 38% above the local median household income ($87,000), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
71.1%+9% vs US avg
x
Vacancy Rate
11.7%+14% vs US avg
x
Broadband Access
89.9%+3% vs US avg
x
4+ Bedrooms
6.0%-59% vs US avg
x
Built Pre-1939
4.8%-62% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
30.8%-38% vs US avg
x
Mortgage-Free
47.2%+24% vs US avg
x
$435,100
Home Value
$1,311
Rent
1986
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached47.1%
  • 1-unit attached5.6%
  • 2-9 units13.8%
  • 10+ units14.1%
  • Mobile home & other19.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$435,100
Median rent$1,311
Owner-occupied71.1%
Vacant11.7%
Price-to-income5.0x
Est. income to buy$120,000