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, NH

ZIP 03870 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 03870

Median Home Value
$927,600
Median Rent
$1,201
Affordability Snapshot
$255,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,959/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

64.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 03870 in NH, a household would need roughly $255,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,959. That is about 100% above the local median household income ($127,772), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 18% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
80.5%+23% vs US avg
x
Vacancy Rate
18.2%+76% vs US avg
x
Broadband Access
97.5%+12% vs US avg
x
4+ Bedrooms
3.7%-75% vs US avg
x
Built Pre-1939
8.6%-33% vs US avg
x
Built Post-2014
1.5%-78% vs US avg
x
Rent Burden >30%
21.2%-57% vs US avg
x
Mortgage-Free
43.7%+14% vs US avg
x
$927,600
Home Value
$1,201
Rent
1971
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.4%
  • 1-unit attached2.7%
  • 2-9 units9.9%
  • 10+ units2.6%
  • Mobile home & other6.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$927,600
Median rent$1,201
Owner-occupied80.5%
Vacant18.2%
Price-to-income7.3x
Est. income to buy$255,000