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, NH

ZIP 03858 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 03858

Median Home Value
$429,400
Median Rent
$1,194
Affordability Snapshot
$118,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,758/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

30.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 03858 in NH, a household would need roughly $118,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,758. That sits below the local median household income ($135,648), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
90.1%+38% vs US avg
x
Vacancy Rate
3.1%-70% vs US avg
x
Broadband Access
97.6%+12% vs US avg
x
4+ Bedrooms
0.6%-96% vs US avg
x
Built Pre-1939
6.9%-46% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
24.0%-52% vs US avg
x
Mortgage-Free
25.8%-32% vs US avg
x
$429,400
Home Value
$1,194
Rent
1979
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.0%
  • 1-unit attached3.0%
  • 2-9 units6.5%
  • 10+ units1.7%
  • Mobile home & other1.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$429,400
Median rent$1,194
Owner-occupied90.1%
Vacant3.1%
Price-to-income3.2x
Est. income to buy$118,000