US5.com
  1. Home
  2. States
  3. New Hampshire
  4. ZIP 03816
  5. Housing & Real Estate
, NH

ZIP 03816 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 03816

Median Home Value
$401,000
Median Rent
N/A
Affordability Snapshot
$110,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,576/mo PITI).

4.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 03816 in NH, a household would need roughly $110,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,576. That is about 28% above the local median household income ($85,750), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 33% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
93.0%+42% vs US avg
x
Vacancy Rate
32.9%+219% vs US avg
x
Broadband Access
98.1%+13% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
4.3%-66% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
53.0%+39% vs US avg
x
$401,000
Home Value
N/A
Rent
1981
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.9%
  • 1-unit attached0.0%
  • 2-9 units2.5%
  • 10+ units0.0%
  • Mobile home & other6.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$401,000
Median rent$-666,666,666
Owner-occupied93.0%
Vacant32.9%
Price-to-income4.7x
Est. income to buy$110,000