US5.com
  1. Home
  2. States
  3. ZIP 03754
  4. Housing & Real Estate
,

ZIP 03754 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2016–2020 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 03754

Median Home Value
$195,000
Median Rent
$982
Affordability Snapshot
$54,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,253/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.5x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

16.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 03754, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,253. That sits below the local median household income ($77,076), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics

Historic housing stock (20% built before 1939)

Owner Occupied
49.3%-25% vs US avg
x
Vacancy Rate
7.5%-27% vs US avg
x
Broadband Access
84.1%-3% vs US avg
x
4+ Bedrooms
3.9%-74% vs US avg
x
Built Pre-1939
20.1%+57% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
7.9%-84% vs US avg
x
Mortgage-Free
47.8%+25% vs US avg
x
$195,000
Home Value
$982
Rent
1950
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.8%
  • 1-unit attached0.3%
  • 2-9 units26.0%
  • 10+ units13.5%
  • Mobile home & other1.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$195,000
Median rent$982
Owner-occupied49.3%
Vacant7.5%
Price-to-income2.5x
Est. income to buy$54,000