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Charlestown CDP, NH

ZIP 03603 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 03603

Median Home Value
$181,500
Median Rent
$1,050
Affordability Snapshot
$50,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,166/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

14.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 03603 in Charlestown CDP, NH, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,166. That is roughly in line with the local median household income ($55,266). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
75.6%+16% vs US avg
x
Vacancy Rate
12.1%+18% vs US avg
x
Broadband Access
80.5%-7% vs US avg
x
4+ Bedrooms
2.4%-84% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
38.8%-22% vs US avg
x
Mortgage-Free
54.0%+41% vs US avg
x
$181,500
Home Value
$1,050
Rent
1975
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.9%
  • 1-unit attached0.0%
  • 2-9 units9.7%
  • 10+ units2.4%
  • Mobile home & other22.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$181,500
Median rent$1,050
Owner-occupied75.6%
Vacant12.1%
Price-to-income3.3x
Est. income to buy$50,000