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Bradford CDP, NH

ZIP 03221 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 03221

Median Home Value
$302,400
Median Rent
$1,129
Affordability Snapshot
$83,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,943/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 03221 in Bradford CDP, NH, a household would need roughly $83,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,943. That is roughly in line with the local median household income ($92,083). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 27% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
89.4%+37% vs US avg
x
Vacancy Rate
27.5%+167% vs US avg
x
Broadband Access
89.7%+3% vs US avg
x
4+ Bedrooms
3.5%-76% vs US avg
x
Built Pre-1939
5.8%-55% vs US avg
x
Built Post-2014
3.0%-57% vs US avg
x
Rent Burden >30%
13.1%-74% vs US avg
x
Mortgage-Free
41.1%+8% vs US avg
x
$302,400
Home Value
$1,129
Rent
1969
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached94.1%
  • 1-unit attached0.4%
  • 2-9 units2.2%
  • 10+ units0.5%
  • Mobile home & other2.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$302,400
Median rent$1,129
Owner-occupied89.4%
Vacant27.5%
Price-to-income3.3x
Est. income to buy$83,000