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Pascoag CDP, RI

ZIP 02859 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02859

Median Home Value
$361,600
Median Rent
$1,170
Affordability Snapshot
$100,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,323/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02859 in Pascoag CDP, RI, a household would need roughly $100,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,323. That sits below the local median household income ($118,662), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
78.5%+20% vs US avg
x
Vacancy Rate
7.8%-24% vs US avg
x
Broadband Access
97.3%+12% vs US avg
x
4+ Bedrooms
3.4%-77% vs US avg
x
Built Pre-1939
8.0%-37% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
22.5%-55% vs US avg
x
Mortgage-Free
29.4%-23% vs US avg
x
$361,600
Home Value
$1,170
Rent
1967
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.7%
  • 1-unit attached8.7%
  • 2-9 units14.1%
  • 10+ units3.8%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$361,600
Median rent$1,170
Owner-occupied78.5%
Vacant7.8%
Price-to-income3.0x
Est. income to buy$100,000